Where can I find my IFSC code...

Where can I find my IFSC code 

Find and verify your IFSC code by using NEFT, RTGS and IMPS finance transfer systems.

 Following links help to find IFSC Code:

https://rbi.org.in/Scripts/IFSCMICRDetails.aspx

www.gleegrid.com/bank-ifsc-code.php

IFSC code:

1.IFSC - Indian Financial System Code.
2.MICR - Magnetic Ink Character Recognition code used by bank.

The Indian Financial System Code is also known as IFSC code. IFSC code is provided by (RBI) Reserve Bank of India. This is an unique 11 character code for identifying the bank and branch. Particular account held in which branch and bank.  


For example:

Bank :State Bank Of India

State :Maharashtra

District :Mumbai

Branch :Bharat Diamond Bourse

City :Mumbai

IFSC Code: SBIN0016654


The IFSC code is used by the NEFT, RTGS and IMPS finance transfer systems. NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches. Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones on internet banking. It is also being extended through other channels such as ATM, Internet Banking, etc.
1. NEFT  -  National Electronics Funds Transfer System
2. RTGS  -  Real Time Gross Settlement
3. IMPS  -  Immediate Payment Service
4. DNS   -  Deferred Net Settlement.
MICR Code  :
The MICR encoding is called the MICRline. This is placed at the bottom of cheques and other vouchers and typically includes the document.  This phenomenon is type indicator, bankcode, bank account number, cheque number, cheque amount, and a control indicator.


For example  :

Bank Name:      ABHYUDAYA COOPERATIVE BANK LIMITED

State:   GUJARAT

District:     AHMEDABAD

City:   AHMEDABAD

Branch:     GHATLODIYA

IFSC Code:       ABHY0065208

MICR Code        380065008

 

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